Discontinued — last reported Q1 '26
Business Segments · Interest Income Expense Net
Retail Banking — Interest Income Expense Net
PNC Financial Services Retail Banking — Interest Income Expense Net increased by 6.0% to $3.20B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 13.2%, from $2.83B to $3.20B. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
An increase suggests a favorable interest rate environment or improved net interest margin, while a decrease may signal margin compression or competitive pricing pressures.
Detailed definition
This metric represents the difference between the interest income generated from retail loans and other interest-earning...
Peer comparison
Widely known as 'Net Interest Income' (NII) and is the most critical profitability metric for retail banking segments.
Metric ID:
pnc_segment_retail_banking_interest_income_expense_netHistorical Data
7 periods
| Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|
| Value | $2.62B | $2.72B | $2.79B | $2.83B | $2.98B | $3.02B | $3.20B |
| QoQ Change | — | +3.7% | +2.9% | +1.2% | +5.3% | +1.3% | +6.0% |
| YoY Change | — | — | — | +8.0% | +9.6% | +8.0% | +13.2% |
Range$2.62B – $3.20B
CAGR+14.3%
Avg YoY Growth+9.7%
Median YoY Growth+8.8%
Current Streak6+ quarters growth
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Frequently Asked Questions
- What is PNC Financial Services's retail banking — interest income expense net?
- PNC Financial Services (PNC) reported retail banking — interest income expense net of $3.20B in Q1 2026.
- How has PNC Financial Services's retail banking — interest income expense net changed year-over-year?
- PNC Financial Services's retail banking — interest income expense net increased by 13.2% year-over-year, from $2.83B to $3.20B.
- What does retail banking — interest income expense net mean?
- The net interest profit earned by the retail banking segment.