Skip to content
OpenCapital
Get started

PRA Group PRAA Interest coverage

Interest coverage at other companies

Encore Capital Group logo
Encore Capital GroupECPG
2.3×+1.6×
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
1.1×0.0×
EFC
Ellington Financial Inc.EFC
1.5×+0.1×

Other financials

Income statement

See full
Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

See full
Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

See full
Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

See full
Market cap$724.3M+15.4%
Enterprise value$4.41B+6.5%
P/S0.6×0.0×

Profitability

See full
Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%—

Returns & leverage

See full
Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

ebit/interest expense=-0.2×

Based on trailing twelve months.

The official record: PRA Group’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

Ask your AI about PRA Group's interest coverage.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is PRA Group's interest coverage?
PRA Group (PRAA) reported interest coverage of -0.2× in Q3 2025.
How has PRA Group's interest coverage changed year-over-year?
PRA Group's interest coverage decreased by 120.0% year-over-year, from 1.1× to -0.2×.
What is the long-term trend for PRA Group's interest coverage?
Over 4 years (2020 to 2024), PRA Group's interest coverage has grown at a -12.7% compound annual growth rate (CAGR), from 2.5× to 1.4×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.