Skip to content
OpenCapital
Get started

Consumer Portfolio Services CPSS Interest coverage

Interest coverage at other companies

Credit Acceptance logo
Credit AcceptanceCACC
2.3×+0.4×
PRA Group logo
PRA GroupPRAA
-0.2×-1.3×
Onity Group logo
Onity GroupONIT
1.2×+0.1×
Encore Capital Group logo
Encore Capital GroupECPG
2.3×+1.6×
ACV Auctions Inc. logo
ACV Auctions Inc.ACVA
-5.5×-2.0×
Sonic Automotive logo
Sonic AutomotiveSAH
3.2×—

Other financials

Income statement

See full
Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

See full
Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

See full
Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

See full
Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

See full
Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

See full
Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Calculated from Consumer Portfolio Services’s reported figures.

ebit/interest expense=1.1×

Based on trailing twelve months.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Consumer Portfolio Services's interest coverage.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Consumer Portfolio Services's interest coverage?
Consumer Portfolio Services (CPSS) reported interest coverage of 1.1× in Q1 2026.
How has Consumer Portfolio Services's interest coverage changed year-over-year?
Consumer Portfolio Services's interest coverage decreased by 1.1% year-over-year, from 1.1× to 1.1×.
What is the long-term trend for Consumer Portfolio Services's interest coverage?
Over 4 years (2020 to 2025), Consumer Portfolio Services's interest coverage has grown at a -1.7% compound annual growth rate (CAGR), from 1.2× to 1.1×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.