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PRA Group PRAA Return on assets

Return on assets at other companies

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5.7%+4.4pp
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Consumer Portfolio ServicesCPSS
0.5%-0.1pp
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The BancorpTBBK
2.4%-0.1pp
PCB Bancorp logo
PCB BancorpPCB
1.2%+0.3pp
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
2.7%+0.1pp
Medallion Financial logo
Medallion FinancialMFIN
1.2%-0.1pp

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$724.3M+15.4%
Enterprise value$4.41B+6.5%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

Based on trailing twelve months.

The official record: PRA Group’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's return on assets?
PRA Group (PRAA) reported return on assets of -6.9% in Q3 2025.
How has PRA Group's return on assets changed year-over-year?
PRA Group's return on assets decreased by 838.1% year-over-year, from 0.9% to -6.9%.
What is the long-term trend for PRA Group's return on assets?
Over 4 years (2020 to 2024), PRA Group's return on assets has grown at a -18.4% compound annual growth rate (CAGR), from 3.4% to 1.5%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.