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Encore Capital Group ECPG Return on assets

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2.7%+0.1pp
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2.5%-1.3pp
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2.4%-0.1pp
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2.3%-1.6pp
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5.1%+1.7pp
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Associated Banc-CorpASB
1.1%—

Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.87B+84.9%

Profitability

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Operating margin36.8%—
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

net income/total assets=5.7%

Based on trailing twelve months.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's return on assets?
Encore Capital Group (ECPG) reported return on assets of 5.7% in Q1 2026.
How has Encore Capital Group's return on assets changed year-over-year?
Encore Capital Group's return on assets increased by 337.3% year-over-year, from -2.4% to 5.7%.
What is the long-term trend for Encore Capital Group's return on assets?
Over 4 years (2020 to 2025), Encore Capital Group's return on assets has grown at a 4.0% compound annual growth rate (CAGR), from 4.3% to 5.1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.