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Porch Group, Inc. PRCH Insurance Services — Sales & Marketing

Other segment segments

Consumer Services
$9.83M-6.1%
Reciprocal Segment
$9.76M+168%
Software & Data
$7.64M-17.2%

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:SellingAndMarketingExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Segment Net Income$(8,832)
Segment revenue$92,925$23,087$18,130
Add (Subtract):
Selling and marketing (excluding depreciation, amortization, and stock-based compensation expense)(37,358)(7,643)(9,827)
Product and technology (excluding depreciation, amortization, impairments, and stock-based compensation expense)(1,186)(4,868)(584)
General and administrative (excluding depreciation, amortization, impairments, stock-based compensation expense, mark-to-market gains or losses, restructuring & other costs, and acquisition & other transaction costs)(3,317)(1,413)(1,811)
Interest income on intercompany surplus notes3,527
Other segment items(10,192)(3,953)(2,661)

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s insurance services — sales & marketing?
Porch Group, Inc. (PRCH) reported insurance services — sales & marketing of $37.36M in Q2 2026.
How has Porch Group, Inc.'s insurance services — sales & marketing changed year-over-year?
Porch Group, Inc.'s insurance services — sales & marketing increased by 0.9% year-over-year, from $37.03M to $37.36M.
What is the long-term trend for Porch Group, Inc.'s insurance services — sales & marketing?
Over 2 years (2023 to 2025), Porch Group, Inc.'s insurance services — sales & marketing has grown at a 153.9% compound annual growth rate (CAGR), from $19.21M to $123.83M.
What does insurance services — sales & marketing mean?
Expenses incurred to acquire new insurance customers and promote insurance products, including advertising, sales commissions, and marketing campaigns. This metric is critical for evaluating the cost of customer acquisition and the effectiveness of growth strategies.

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