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Porch Group, Inc. PRCH Reciprocal Segment — Sales & Marketing

Other segment segments

Insurance Services
$37.36M+0.9%
Consumer Services
$9.83M-6.1%
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$7.64M-17.2%

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:SellingAndMarketingExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Cost of revenue(11,736)(5,663)(2,849)(36,927)
Segment Gross Profit$81,189$17,424$15,281$22,697$136,591
Add (Subtract):
Selling and marketing(9,757)
Product and technology(3,038)
General and administrative(27,316)
Interest expense on intercompany surplus notes(3,527)
Income tax benefit (expense)(1,281)

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s reciprocal segment — sales & marketing?
Porch Group, Inc. (PRCH) reported reciprocal segment — sales & marketing of $9.76M in Q2 2026.
How has Porch Group, Inc.'s reciprocal segment — sales & marketing changed year-over-year?
Porch Group, Inc.'s reciprocal segment — sales & marketing increased by 168.4% year-over-year, from $3.64M to $9.76M.
What is the long-term trend for Porch Group, Inc.'s reciprocal segment — sales & marketing?
Over 2 years (2023 to 2025), Porch Group, Inc.'s reciprocal segment — sales & marketing has grown at a -32.0% compound annual growth rate (CAGR), from $45.14M to $20.88M.
What does reciprocal segment — sales & marketing mean?
Captures the expenditures related to advertising, sales commissions, and customer acquisition efforts specifically for the Reciprocal segment. This metric is essential for assessing the cost-efficiency of the segment's growth strategies.

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