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Rhinebeck Bancorp, Inc. RBKB Bank Owned Life Insurance Income

Discontinued — last reported Q2 '26

Bank Owned Life Insurance Income at other companies

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KeyCorpKEY
$34M+3.0%
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SR Bancorp, Inc.SRBK
$263K+1.5%
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$1.62M+22.9%
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$134K+13.6%
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$274K+10.9%
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Home Federal BancorpHFBL
$28K-3.4%

Other financials

Income statement

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Revenue$13.4M+2.1%
Net income$2.6M-4.0%
EPS (diluted)$0.24-4.0%

Balance sheet

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Cash & equivalents$304.6M+240%
Total debt$11.3M-8.9%
Total equity$139.6M+8.3%
Total assets$1.5B+15.4%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$194.07M+34.1%
P/E19.7×
P/S3.6×-0.7×

Profitability

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Net margin18.4%+12.5pp
FCF margin18%

Returns & leverage

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Return on equity7.3%+5.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Rhinebeck Bancorp, Inc.’s 8-K, filed July 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s bank owned life insurance income?
Rhinebeck Bancorp, Inc. (RBKB) reported bank owned life insurance income of $203K in Q2 2026.
How has Rhinebeck Bancorp, Inc.'s bank owned life insurance income changed year-over-year?
Rhinebeck Bancorp, Inc.'s bank owned life insurance income increased by 4.6% year-over-year, from $194K to $203K.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s bank owned life insurance income?
Over 4 years (2021 to 2025), Rhinebeck Bancorp, Inc.'s bank owned life insurance income has grown at a 8.1% compound annual growth rate (CAGR), from $571K to $780K.
What does bank owned life insurance income mean?
This represents the income or increase in cash surrender value of life insurance policies purchased by the bank on the lives of key employees. It serves as a tax-advantaged method for banks to offset the costs of employee benefit plans. It is a stable, non-interest income stream that contributes to overall profitability.