What is Root, Inc.'s change in AP?

Root, Inc. (ROOT) reported change in AP of -$31M in Q1 2026.

How has Root, Inc.'s change in AP changed year-over-year?

Root, Inc.'s change in AP decreased by 72.2% year-over-year, from -$18M to -$31M.

What is the long-term trend for Root, Inc.'s change in AP?

Over 3 years (2021 to 2025), Root, Inc.'s change in AP has grown at a -48.0% compound annual growth rate (CAGR), from -$19.2M to $2.7M.

What does change in AP mean?

Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.

Root, Inc. ROOT Change in AP

Change in AP at other companies

ProgressivePGR

-$788M-336%

LemonadeLMND

$1.9M+273%

Safety Insurance GroupSAFT

-$21.22M-20.9%

The Hanover Insurance GroupTHG

-$167.7M-0.2%

Mercury GeneralMCY

-$55.9M-148%

Verisk Analytics, Inc.VRSK

-$117.2M-163%

Other financials

Income statement

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Revenue$393.5M+12.6%

Operating income$40.9M+72.6%

Net income$35.9M+95.1%

EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%

Total debt$200.3M+0.2%

Total equity$325.9M+42.5%

Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%

CapEx-—

Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-61.1%

Enterprise value$431.78M-75.6%

P/E14.5×-24.4×

P/S0.5×-1.2×

Profitability

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Operating margin5.1%-2.6pp

Net margin3.7%-0.7pp

FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp

Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s change in AP?: Root, Inc. (ROOT) reported change in AP of -$31M in Q1 2026.
How has Root, Inc.'s change in AP changed year-over-year?: Root, Inc.'s change in AP decreased by 72.2% year-over-year, from -$18M to -$31M.
What is the long-term trend for Root, Inc.'s change in AP?: Over 3 years (2021 to 2025), Root, Inc.'s change in AP has grown at a -48.0% compound annual growth rate (CAGR), from -$19.2M to $2.7M.
What does change in AP mean?: Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.