What is Root, Inc.'s debt-to-assets?

Root, Inc. (ROOT) reported debt-to-assets of 0.1× in Q1 2026.

How has Root, Inc.'s debt-to-assets changed year-over-year?

Root, Inc.'s debt-to-assets decreased by 5.7% year-over-year, from 0.1× to 0.1×.

What is the long-term trend for Root, Inc.'s debt-to-assets?

Over 5 years (2020 to 2025), Root, Inc.'s debt-to-assets has grown at a 1.1% compound annual growth rate (CAGR), from 0.1× to 0.1×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Root, Inc. ROOT Debt-to-assets

Debt-to-assets at other companies

ProgressivePGR

0.1×0.0×

AllstateALL

0.1×0.0×

Berkshire HathawayBRK.A

0×0.0×

LemonadeLMND

0×0.0×

Safety Insurance GroupSAFT

0×0.0×

KemperKMPR

0.1×0.0×

Other financials

Income statement

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Revenue$393.5M+12.6%

Operating income$40.9M+72.6%

Net income$35.9M+95.1%

EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%

Total debt$200.3M+0.2%

Total equity$325.9M+42.5%

Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%

CapEx-—

Free cash flow$70.1M+1.3%

Valuation

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Market cap$826.77M-61.1%

Enterprise value$418.17M-75.6%

P/E14.3×-24.0×

P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp

Net margin3.7%-0.7pp

FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp

Debt / equity0.6×-0.3×

Where this comes from

Calculated from Root, Inc.’s reported figures.

total debt/total assets=0.1×

Based on the most recent quarter.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s debt-to-assets?: Root, Inc. (ROOT) reported debt-to-assets of 0.1× in Q1 2026.
How has Root, Inc.'s debt-to-assets changed year-over-year?: Root, Inc.'s debt-to-assets decreased by 5.7% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for Root, Inc.'s debt-to-assets?: Over 5 years (2020 to 2025), Root, Inc.'s debt-to-assets has grown at a 1.1% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.