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Root, Inc. ROOT Other insurance expense

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$134.39M+10.6%
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$180.25M+17.2%
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$253M+48.0%

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-61.1%
Enterprise value$431.78M-75.6%
P/E14.5×-24.4×
P/S0.5×-1.2×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept root:OtherInsuranceExpenseIncome.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s other insurance expense?
Root, Inc. (ROOT) reported other insurance expense of $59.4M in Q1 2026.
How has Root, Inc.'s other insurance expense changed year-over-year?
Root, Inc.'s other insurance expense increased by 61.9% year-over-year, from $36.7M to $59.4M.
What is the long-term trend for Root, Inc.'s other insurance expense?
Over 4 years (2021 to 2025), Root, Inc.'s other insurance expense has grown at a 153.4% compound annual growth rate (CAGR), from $5M to $206.3M.
What does other insurance expense mean?
This encompasses the operational costs directly associated with the insurance business that are not classified as claims or acquisition expenses. It includes administrative overhead, regulatory costs, and other insurance-specific operational burdens. Monitoring this helps evaluate the company's ability to scale its insurance operations cost-effectively.