What is Root, Inc.'s increase (decrease) in premiums receivable?

Root, Inc. (ROOT) reported increase (decrease) in premiums receivable of $27.8M in Q1 2026.

How has Root, Inc.'s increase (decrease) in premiums receivable changed year-over-year?

Root, Inc.'s increase (decrease) in premiums receivable decreased by 56.8% year-over-year, from $64.3M to $27.8M.

What does increase (decrease) in premiums receivable mean?

This represents the net change in outstanding insurance premiums owed to the company by policyholders. An increase indicates that premiums earned have not yet been collected in cash, while a decrease reflects successful collection efforts.

Root, Inc. ROOT Increase (Decrease) in Premiums Receivable

Increase (Decrease) in Premiums Receivable at other companies

ProgressivePGR

$2.25B-7.8%

AllstateALL

$190M-57.0%

LemonadeLMND

$52.7M+150%

KemperKMPR

$29.2M-62.8%

The Hanover Insurance GroupTHG

-$3.6M-3,700%

Mercury GeneralMCY

$73.35M+33.7%

Other financials

Income statement

See full

Revenue$393.5M+12.6%

Operating income$40.9M+72.6%

Net income$35.9M+95.1%

EPS (diluted)$2.09+95.3%

Balance sheet

See full

Cash & equivalents$608.9M-0.3%

Total debt$200.3M+0.2%

Total equity$325.9M+42.5%

Total assets$1.7B+6.3%

Cash flow

See full

Operating cash flow$9.3M-65.3%

CapEx-—

Free cash flow$70.1M+1.3%

Valuation

See full

Market cap$840.38M-61.1%

Enterprise value$431.78M-75.6%

P/E14.5×-24.4×

P/S0.5×-1.2×

Profitability

See full

Operating margin5.1%-2.6pp

Net margin3.7%-0.7pp

FCF margin13.6%-3.0pp

Returns & leverage

See full

Return on equity20.8%-7.3pp

Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInPremiumsReceivable.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s increase (decrease) in premiums receivable?: Root, Inc. (ROOT) reported increase (decrease) in premiums receivable of $27.8M in Q1 2026.
How has Root, Inc.'s increase (decrease) in premiums receivable changed year-over-year?: Root, Inc.'s increase (decrease) in premiums receivable decreased by 56.8% year-over-year, from $64.3M to $27.8M.
What does increase (decrease) in premiums receivable mean?: This represents the net change in outstanding insurance premiums owed to the company by policyholders. An increase indicates that premiums earned have not yet been collected in cash, while a decrease reflects successful collection efforts.