Where do Root, Inc.'s ratios come from?

Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Root, Inc. ROOT Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Operating margin	5.1%+1.0pp	4.1%-1.9pp	6%-2.9pp	8.8%+1.2pp	7.6%+0.9pp
Net margin	3.7%+1.0pp	2.7%-1.3pp	3.9%-2.3pp	6.3%+1.9pp	4.4%+1.7pp
EBITDA margin	5.9%+1.0pp	4.9%-1.9pp	6.8%-2.9pp	9.7%+1.0pp	8.7%+0.8pp
Returns
Return on equity	20.8%+4.3pp	16.5%-9.0pp	25.6%-17.5pp	43.1%+15.0pp	28.1%+11.4pp
Return on assets	3.5%+1.0pp	2.5%-1.0pp	3.6%-2.0pp	5.5%+1.9pp	3.7%+1.5pp
Efficiency
Asset turnover	1×0.0×	1×+0.1×	0.9×0.0×	0.9×0.0×	0.8×0.0×
Leverage
Debt-to-equity	0.6×-0.1×	0.7×0.0×	0.8×-0.1×	0.8×-0.1×	0.9×-0.1×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Net debt / EBITDA	-4.4×+2.1×	-6.6×-1.9×	-4.6×-1.3×	-3.3×+0.4×	-3.7×+0.5×
Interest coverage	3.9×+0.9×	2.9×-0.8×	3.7×-0.4×	4.1×+1.4×	2.7×+0.8×
Per Share
Book value per share	$18.95+14.0%	$16.63-3.4%	$17.21+20.3%	$14.30+7.5%	$13.30+10.3%
Valuation
Market capitalization	$840.38M-61.1%	$1.12B-19.0%	$1.38B-32.9%	$2.06B+1.5%	$2.03B+85.0%
Enterprise value	$431.78M-75.6%	$634.91M-31.6%	$928.69M-42.6%	$1.62B0.0%	$1.62B+130%
Price / earnings	14.5×-24.4×	27.8×+3.6×	24.2×+0.1×	24.1×-12.4×	36.5×+1.1×
Price / sales	0.5×-1.2×	0.7×-0.2×	1×-0.6×	1.5×-0.1×	1.6×+0.7×
Price / book	2.5×-6.8×	3.9×-1.3×	5.2×-3.2×	8.4×-0.4×	8.9×+3.5×
EV / EBITDA	4.6×-10.9×	8.6×-0.9×	9.5×-2.7×	12.2×-2.4×	14.6×+7.1×
EV / sales	0.3×-1.1×	0.4×-0.2×	0.6×-0.5×	1.2×-0.1×	1.3×+0.7×
Earnings yield	7%+4.4pp	3.6%-0.5pp	4.1%0.0pp	4.1%+1.4pp	2.7%-0.1pp
PEG ratio	3.5×—	0.9×—	——	——	——

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Where do Root, Inc.'s ratios come from?: Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.