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Root, Inc. ROOT Return on assets

Return on assets at other companies

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ProgressivePGR
9.9%+1.4pp
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AllstateALL
10.1%+6.5pp
Berkshire Hathaway logo
Berkshire HathawayBRK.A
6%-1.2pp
Lemonade logo
LemonadeLMND
-7.3%-2.1pp
Safety Insurance Group logo
Safety Insurance GroupSAFT
2.7%-0.6pp
Kemper logo
KemperKMPR
0.4%-2.4pp

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-60.5%
Enterprise value$431.78M-74.9%
P/E14.5×-23.8×
P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Calculated from Root, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s return on assets?
Root, Inc. (ROOT) reported return on assets of 3.5% in Q1 2026.
How has Root, Inc.'s return on assets changed year-over-year?
Root, Inc.'s return on assets decreased by 3.9% year-over-year, from 3.7% to 3.5%.
What is the long-term trend for Root, Inc.'s return on assets?
Over 5 years (2020 to 2025), Root, Inc.'s return on assets has grown at a -38.6% compound annual growth rate (CAGR), from -29.1% to 2.5%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.