Root, Inc. ROOT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Operating margin | 5.1%-2.6pp | 4.1%-2.6pp | 6%+3.0pp | 8.8%+13.2pp | 7.6%+17.9pp | |
| Net margin | 3.7%-0.7pp | 2.7%0.0pp | 3.9%+5.4pp | 6.3%+16.1pp | 4.4%+22.0pp | |
| EBITDA margin | 5.9%-2.8pp | 4.9%-3.1pp | 6.8%+2.2pp | 9.7%+12.4pp | 8.7%+17.0pp | |
| Returns | ||||||
| Return on equity | 20.8%-7.3pp | 16.5%-0.2pp | 25.6%+34.0pp | 43.1%+88.9pp | 28.1%+83.2pp | |
| Return on assets | 3.5%-0.1pp | 2.5%+0.4pp | 3.6%+4.6pp | 5.5%+11.8pp | 3.7%+12.2pp | |
| Efficiency | ||||||
| Asset turnover | 1×+0.1× | 1×+0.1× | 0.9×+0.2× | 0.9×+0.3× | 0.8×+0.4× | |
| Leverage | ||||||
| Debt-to-equity | 0.6×-0.3× | 0.7×-0.3× | 0.8×-0.9× | 0.8×-1.2× | 0.9×-0.9× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×-0.1× | 0.1×-0.1× | 0.1×-0.1× | |
| Net debt / EBITDA | -4.4×-0.7× | -6.6×-2.4× | -4.6×+3.2× | -3.3×— | -3.7×— | |
| Interest coverage | 3.9×+1.2× | 2.9×+1.1× | 3.7×+3.0× | 4.1×+4.9× | 2.7×+4.1× | |
| Per Share | ||||||
| Book value per share | $18.95+42.5% | $16.63+37.9% | $17.21+59.9% | $14.30+40.8% | $13.30+17.2% | |
| Valuation | ||||||
| Market capitalization | $840.38M-60.5% | $1.12B+2.2% | $1.38B+144% | $2.06B+167% | $2.03B+127% | |
| Enterprise value | $431.78M-74.9% | $634.91M-9.5% | $928.69M+384% | $1.62B+302% | $1.62B+194% | |
| Price / earnings | 14.5×-23.8× | 27.8×-7.7× | 24.2×— | 24.1×— | 36.5×— | |
| Price / sales | 0.5×-1.1× | 0.7×-0.2× | 1×+0.4× | 1.5×+0.6× | 1.6×+0.2× | |
| Price / book | 2.6×-6.7× | 3.9×-1.4× | 5.2×+2.1× | 8.4×+3.3× | 8.9×+3.5× | |
| EV / EBITDA | 4.7×-10.8× | 8.6×+1.1× | 9.5×+5.5× | 12.2×— | 14.6×— | |
| EV / sales | 0.3×-1.1× | 0.4×-0.2× | 0.6×+0.5× | 1.2×+0.7× | 1.3×+0.4× | |
| Earnings yield | 6.9%+4.3pp | 3.6%+0.8pp | 4.1%+6.8pp | 4.1%+15.0pp | 2.7%+15.4pp | |
| PEG ratio | 3.5×— | 0.9×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Root, Inc.'s ratios come from?
- Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
