Where do Root, Inc.'s ratios come from?

Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Root, Inc. ROOT Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Operating margin	5.1%-2.6pp	4.1%-2.6pp	6%+3.0pp	8.8%+13.2pp	7.6%+17.9pp
Net margin	3.7%-0.7pp	2.7%0.0pp	3.9%+5.4pp	6.3%+16.1pp	4.4%+22.0pp
EBITDA margin	5.9%-2.8pp	4.9%-3.1pp	6.8%+2.2pp	9.7%+12.4pp	8.7%+17.0pp
Returns
Return on equity	20.8%-7.3pp	16.5%-0.2pp	25.6%+34.0pp	43.1%+88.9pp	28.1%+83.2pp
Return on assets	3.5%-0.1pp	2.5%+0.4pp	3.6%+4.6pp	5.5%+11.8pp	3.7%+12.2pp
Efficiency
Asset turnover	1×+0.1×	1×+0.1×	0.9×+0.2×	0.9×+0.3×	0.8×+0.4×
Leverage
Debt-to-equity	0.6×-0.3×	0.7×-0.3×	0.8×-0.9×	0.8×-1.2×	0.9×-0.9×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.1×-0.1×	0.1×-0.1×
Net debt / EBITDA	-4.4×—	-6.6×—	-4.6×—	-3.3×—	——
Interest coverage	3.9×+1.2×	2.9×+1.1×	3.7×+3.0×	4.1×+4.9×	2.7×+4.1×
Per Share
Book value per share	$18.95+42.5%	$16.63+37.9%	$17.21+59.9%	$14.30+40.8%	$13.30+17.2%
Valuation
Market capitalization	$840.38M-61.1%	$1.12B+2.2%	$1.38B+144%	$2.06B+167%	$2.03B+127%
Enterprise value	$431.78M-75.6%	$634.91M-9.5%	$928.69M+384%	$1.62B+302%	$1.62B+194%
Price / earnings	14.5×-24.4×	27.8×—	24.2×—	——	——
Price / sales	0.5×-1.2×	0.7×-0.2×	1×+0.4×	1.5×+0.6×	1.6×+0.2×
Price / book	2.5×-6.8×	3.9×-1.4×	5.2×+2.1×	8.4×+3.3×	8.9×+3.5×
EV / EBITDA	4.6×-10.9×	8.6×—	9.5×—	12.2×—	——
EV / sales	0.3×-1.1×	0.4×-0.2×	0.6×+0.5×	1.2×+0.7×	1.3×+0.4×
Earnings yield	7%+4.4pp	3.6%+0.8pp	4.1%+6.8pp	4.1%+15.0pp	2.7%+15.4pp

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Where do Root, Inc.'s ratios come from?: Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.