When did Southern Missouri Bancorp report Q2 2025 earnings?

Southern Missouri Bancorp (SMBC) reported Q2 2025 earnings on January 27, 2025 before market open.

What were Southern Missouri Bancorp's Q2 2025 revenue and EPS?

Southern Missouri Bancorp reported revenue of $45.0M and eps of $1.30 for Q2 2025.

Did Southern Missouri Bancorp beat estimates in Q2 2025?

Revenue missed the consensus estimate of $45.3M by $339.3K. EPS beat the consensus estimate of $1.28 by $0.02.

Where can I find Southern Missouri Bancorp's Q2 2025 SEC filings?

You can read the 10-Q periodic report (0001558370-25-000757) directly on SEC EDGAR. The filing index links above go to sec.gov.

Southern Missouri Bancorp SMBC Q2 2025 earnings

Reported January 27, 2025 · Before market open

Revenue$45.0MMiss by $339.3K

EPS$1.30Beat by $0.02

Revenue estimate$45.3M

EPS estimate$1.28

Next report

Oct 28, 2026 (in 3 months)

Revenue estimate$52.5M

EPS estimate$1.70

Financials

Q2 2025

Income statement

See full

Revenue$45.0M+12.2%

Net income$14.7M+20.2%

EPS (diluted)$1.30+21.5%

Balance sheet

See full

Cash & equivalents$145.8M-32.6%

Total equity$512.4M+9.0%

Total assets$4.9B+5.7%

Cash flow

See full

Operating cash flow$20.1M+18.8%

CapEx$2.0M+43.4%

Free cash flow$18.2M+16.6%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$646.97M+7.4%

P/E12.5×-1.5×

P/S3.8×+0.1×

Profitability

See full

Net margin30.2%+4.2pp

FCF margin34.7%+0.3pp

Returns & leverage

See full

Return on equity10.6%-0.2pp

Versus estimates

Revenue

Q4 2026$51.8MBeat by $626.3K Q3 2026$50.2MBeat by $379.0K Q2 2026$49.6MMiss by $312.3K Q1 2026$49.0MMiss by $939.0K Q4 2025$77.9M Q3 2025$46.1MMiss by $373.7K

Diluted EPS

Q4 2026$1.83Beat by $0.31 Q3 2026$1.60Beat by $0.05 Q2 2026$1.62Beat by $0.06 Q1 2026$1.42Beat by $0.11 Q4 2025$1.40 Q3 2025$1.39Beat by $0.10

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Questions, answered.

When did Southern Missouri Bancorp report Q2 2025 earnings?: Southern Missouri Bancorp (SMBC) reported Q2 2025 earnings on January 27, 2025 before market open.
What were Southern Missouri Bancorp's Q2 2025 revenue and EPS?: Southern Missouri Bancorp reported revenue of $45.0M and eps of $1.30 for Q2 2025.
Did Southern Missouri Bancorp beat estimates in Q2 2025?: Revenue missed the consensus estimate of $45.3M by $339.3K. EPS beat the consensus estimate of $1.28 by $0.02.
Where can I find Southern Missouri Bancorp's Q2 2025 SEC filings?: You can read the 10-Q periodic report (0001558370-25-000757) directly on SEC EDGAR. The filing index links above go to sec.gov.