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Southern Missouri Bancorp SMBC Bank Owned Life Insurance Income

Discontinued — last reported Q4 '26

Bank Owned Life Insurance Income at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$263K+1.5%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$43K+4.9%
NFB
NFBKNFBK
$1.89M+15.4%
Catalyst Bancorp, Inc. logo
Catalyst Bancorp, Inc.CLST
$134K+13.6%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$28K-3.4%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP
——

Other financials

Income statement

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Revenue$51.8M+8.7%
Net income$20.3M+28.5%
EPS (diluted)$1.83+31.7%

Balance sheet

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Cash & equivalents$91.0M-52.8%
Total debt$6.8M-0.4%
Total equity$590.7M+8.4%
Total assets$5.2B+4.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$854.26M+37.6%
P/E11.9×+1.3×
P/S4.3×+0.9×

Profitability

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Net margin35.8%+3.7pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.7%+1.3pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Southern Missouri Bancorp’s 8-K, filed July 22, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's bank owned life insurance income?
Southern Missouri Bancorp (SMBC) reported bank owned life insurance income of $794K in Q2 2026.
How has Southern Missouri Bancorp's bank owned life insurance income changed year-over-year?
Southern Missouri Bancorp's bank owned life insurance income increased by 49.0% year-over-year, from $533K to $794K.
What is the long-term trend for Southern Missouri Bancorp's bank owned life insurance income?
Over 4 years (2022 to 2026), Southern Missouri Bancorp's bank owned life insurance income has grown at a 21.8% compound annual growth rate (CAGR), from $1.17M to $2.57M.
What does bank owned life insurance income mean?
Earnings derived from life insurance policies purchased by the bank on the lives of key employees or officers. This income stream provides a tax-advantaged method for banks to offset the costs of employee benefit programs.