What is SoFi Technologies, Inc.'s unwind of capped calls?

SoFi Technologies, Inc. (SOFI) reported unwind of capped calls of $0 in Q4 2025.

What does unwind of capped calls mean?

Cash paid or received when closing out financial derivative contracts.

How do you interpret unwind of capped calls?

An outflow indicates a cost to exit a position, while an inflow indicates a gain from the settlement of the derivative.

How does unwind of capped calls compare across companies?

Reported by companies with complex treasury operations; peers may include this in 'Other financing cash flows'.

SoFi Technologies, Inc. SOFI Unwind of capped calls

Discontinued — last reported Q4 '25

Unwind of capped calls at other companies

WayfairW

$12.25M+1,533%

InsuletPODD

$0-100%

HubSpotHUBS

$12.65M—

LPL Financial HoldingsLPLA

$348K—

Invesco Mortgage CapitalIVR

$23.32M+123%

Okta, Inc.OKTA

$500K—

Other financials

Income statement

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Revenue$1.1B+42.6%

Gross profit$929.2M+46.1%

Net income$166.7M+134%

EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%

Total debt$1.9B-39.0%

Total equity$10.8B+61.9%

Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Valuation

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Market cap$22.97B+58.8%

Enterprise value$21.13B+39.7%

P/E39.8×+9.8×

P/S5.8×+0.7×

Profitability

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Gross margin83.6%+1.4pp

Net margin14.6%-2.6pp

FCF margin-160.7%-834pp

Returns & leverage

See full

Return on equity6.6%-1.1pp

Debt / equity0.2×-0.3×

Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:UnwindOfDerivativeInstrumentFinancingActivities.

The official record: SoFi Technologies, Inc.’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s unwind of capped calls?: SoFi Technologies, Inc. (SOFI) reported unwind of capped calls of $0 in Q4 2025.
What does unwind of capped calls mean?: Cash paid or received when closing out financial derivative contracts.
How do you interpret unwind of capped calls?: An outflow indicates a cost to exit a position, while an inflow indicates a gain from the settlement of the derivative.
How does unwind of capped calls compare across companies?: Reported by companies with complex treasury operations; peers may include this in 'Other financing cash flows'.