SoFi Technologies, Inc. SOFI Servicing asset fair value change from projected cash flows

Servicing asset fair value change from projected cash flows at other companies

JPMorgan ChaseJPM

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Lending$13.16M+1,126%

Financial Services$0—

Technology Platform$0—

Revenue$1.1B+42.6%

Gross profit$929.2M+46.1%

Net income$166.7M+134%

EPS (diluted)$0.12+100%

Cash & equivalents$3.8B+38.5%

Total debt$1.9B-39.0%

Total equity$10.8B+61.9%

Total assets$53.7B+42.2%

Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Market cap$23B+26.2%

Enterprise value$21.15B+8.5%

P/E39.9×+7.4×

P/S5.8×-0.1×

Gross margin83.6%+1.4pp

Net margin14.6%-2.6pp

FCF margin-160.7%-834pp

Return on equity6.6%-1.1pp

Debt / equity0.2×-0.3×

Current ratio0.2×—