What is SoFi Technologies, Inc.'s net change in cash?

SoFi Technologies, Inc. (SOFI) reported net change in cash of -$1.6B in Q1 2026.

How has SoFi Technologies, Inc.'s net change in cash changed year-over-year?

SoFi Technologies, Inc.'s net change in cash decreased by 23646.7% year-over-year, from $6.78M to -$1.6B.

What does net change in cash mean?

Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

SoFi Technologies, Inc. SOFI Net Change in Cash

Net Change in Cash at other companies

JPMorgan ChaseJPM

-$31.2B+28.1%

Gen Digital Inc.GEN

-$208M-269%

SLMSLM

$962.85M+196%

MVB Financial Corp.MVBF

-$66.49M0.0%

Axos FinancialAX

-$1.55B—

Primis Financial Corp.FRST

$16.27M+318%

Other financials

Income statement

See full

Revenue$1.2B+42.5%

Gross profit$929.2M+46.1%

Net income$156.6M+61.1%

EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%

Total debt$3.3B-18.2%

Total equity$11.1B+61.4%

Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Valuation

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Market cap$19.56B-19.7%

Enterprise value$19.84B-23.1%

P/E30.7×-12.6×

P/S4.5×-3.4×

Profitability

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Gross margin83.6%+1.4pp

Net margin14.8%-3.6pp

FCF margin-160.7%-834pp

Returns & leverage

See full

Return on equity7.1%-1.7pp

Debt / equity0.3×-0.3×

Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s net change in cash?: SoFi Technologies, Inc. (SOFI) reported net change in cash of -$1.6B in Q1 2026.
How has SoFi Technologies, Inc.'s net change in cash changed year-over-year?: SoFi Technologies, Inc.'s net change in cash decreased by 23646.7% year-over-year, from $6.78M to -$1.6B.
What does net change in cash mean?: Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.