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SoFi Technologies, Inc. SOFI Lending — Reportable segments total contribution profit

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:ContributionProfitLoss.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s lending — reportable segments total contribution profit?
SoFi Technologies, Inc. (SOFI) reported lending — reportable segments total contribution profit of $382.39M in Q1 2026.
How has SoFi Technologies, Inc.'s lending — reportable segments total contribution profit changed year-over-year?
SoFi Technologies, Inc.'s lending — reportable segments total contribution profit increased by 60.0% year-over-year, from $238.94M to $382.39M.
What is the long-term trend for SoFi Technologies, Inc.'s lending — reportable segments total contribution profit?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s lending — reportable segments total contribution profit has grown at a 26.3% compound annual growth rate (CAGR), from $399.61M to $1.02B.
What does lending — reportable segments total contribution profit mean?
Measures the profitability of the lending segment by subtracting directly attributable expenses from the segment's net revenue. This metric excludes corporate-level overhead and taxes, focusing on the core operational performance of the lending business.