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SoFi Technologies, Inc. SOFI Technology Platform — Net interest income (expense)

Other segment segments

Lending
$500.23M+38.7%
Financial Services
$227.74M+31.5%

Similar metrics at other companies

ATH
ATHRNet Interest Income
$6.45K-71.8%
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INVTechnology — Miscellaneous other income (expense), net
-$256K-146%
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INVTechnology — Interest Income
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TBBKFintech — Interest Income Expense Net
$26.92M-12.8%
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INVTechnology — Net Income (Loss) Attributable to Parent
-$12.72M+94.8%
JAN
JANFintech — Interest Income Expense Nonoperating Net
-$379K-0.8%

Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s technology platform — net interest income (expense)?
SoFi Technologies, Inc. (SOFI) reported technology platform — net interest income (expense) of $355K in Q1 2026.
How has SoFi Technologies, Inc.'s technology platform — net interest income (expense) changed year-over-year?
SoFi Technologies, Inc.'s technology platform — net interest income (expense) decreased by 14.0% year-over-year, from $413K to $355K.
What is the long-term trend for SoFi Technologies, Inc.'s technology platform — net interest income (expense)?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s technology platform — net interest income (expense) has grown at a 168.4% compound annual growth rate (CAGR), from -$29K to $1.51M.
What does technology platform — net interest income (expense) mean?
The difference between interest earned on interest-bearing assets and interest paid on liabilities specifically allocated to the technology platform segment. This metric highlights the net impact of interest-rate-sensitive activities within the platform's financial operations.