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Synchrony Financial SYF Allowance for credit losses

Allowance for credit losses at other companies

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.79B-0.2%
Enterprise value$21.65B-3.3%
P/E7.2×-0.7×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The source filing: Synchrony Financial’s 10-Q, filed April 23, 2026. Open the filing →

Filed
Apr 23, 2026, 4:14 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001601712-26-000016

FAQ

What is Synchrony Financial's allowance for credit losses?
Synchrony Financial (SYF) reported allowance for credit losses of $10.43B in Q1 2026.
How has Synchrony Financial's allowance for credit losses changed year-over-year?
Synchrony Financial's allowance for credit losses decreased by 3.7% year-over-year, from $10.83B to $10.43B.
What is the long-term trend for Synchrony Financial's allowance for credit losses?
Over 5 years (2020 to 2025), Synchrony Financial's allowance for credit losses has grown at a 0.3% compound annual growth rate (CAGR), from $10.27B to $10.44B.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

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