What does federal home loan bank borrowings mean?

This metric reflects the total outstanding balance of borrowings sourced from the Federal Home Loan Bank system, typically collateralized by mortgage-backed securities or residential mortgage loans. It serves as a primary source of supplemental liquidity for financial institutions to support lending activities. The level of these borrowings indicates the company's reliance on wholesale funding markets to supplement its deposit base.

Tompkins Financial TMP Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

CTB

Community Trust BancorpCTBI

$288K-6.8%

TFI

Triumph FinancialTFIN

$30M-85.4%

TFS FinancialTFSL

$5.14B+12.1%

Axos FinancialAX

$1.81B+2,908%

Old National BancorpONB

$6.03B+33.5%

Independent Bank CorpINDB

——

Other financials

Income statement

See full

Revenue$83.7M+2.4%

Net income$26.1M+32.5%

EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%

Total debt$122.1M-71.4%

Total equity$946.7M+27.7%

Total assets$8.7B+6.1%

Cash flow

See full

Operating cash flow$73.4M+230%

CapEx$2.3M+72.2%

Free cash flow$71.1M+241%

Valuation

See full

Market cap$1.34B+53.1%

P/E8×-3.9×

P/S3×+0.1×

Profitability

See full

Net margin37.3%+13.4pp

FCF margin28.8%0.0pp

Returns & leverage

See full

Return on equity19.8%+9.4pp

Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's federal home loan bank borrowings?: Tompkins Financial (TMP) reported federal home loan bank borrowings of $0 in Q4 2025.
What does federal home loan bank borrowings mean?: This metric reflects the total outstanding balance of borrowings sourced from the Federal Home Loan Bank system, typically collateralized by mortgage-backed securities or residential mortgage loans. It serves as a primary source of supplemental liquidity for financial institutions to support lending activities. The level of these borrowings indicates the company's reliance on wholesale funding markets to supplement its deposit base.