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Tompkins Financial TMP Federal Home Loan Bank Advances Activity For Year Average Interest Rate At Period End

Federal Home Loan Bank Advances Activity For Year Average Interest Rate At Period End at other companies

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Community Financial SystemCBU
3.4%

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+24.1%
P/E-6.6×
P/S-0.5×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateAtPeriodEnd.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's federal home loan bank advances activity for year average interest rate at period end?
Tompkins Financial (TMP) reported federal home loan bank advances activity for year average interest rate at period end of 4% in Q4 2025.
How has Tompkins Financial's federal home loan bank advances activity for year average interest rate at period end changed year-over-year?
Tompkins Financial's federal home loan bank advances activity for year average interest rate at period end decreased by 11.1% year-over-year, from 4.5% to 4%.
What is the long-term trend for Tompkins Financial's federal home loan bank advances activity for year average interest rate at period end?
Over 5 years (2020 to 2025), Tompkins Financial's federal home loan bank advances activity for year average interest rate at period end has grown at a 14.0% compound annual growth rate (CAGR), from 2.1% to 4%.
What does federal home loan bank advances activity for year average interest rate at period end mean?
This metric represents the weighted average interest rate of outstanding advances from the Federal Home Loan Bank (FHLB) at the end of the reporting period. It serves as a key indicator of the company's cost of wholesale funding and sensitivity to interest rate fluctuations in the broader market. Monitoring this rate helps investors assess the impact of FHLB borrowing costs on the company's net interest margin.