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Tompkins Financial TMP FHLB advances borrowing capacity

FHLB advances borrowing capacity at other companies

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Community Financial SystemCBU
$1.58B+32.8%

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+53.1%
P/E-3.9×
P/S+0.1×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's FHLB advances borrowing capacity?
Tompkins Financial (TMP) reported FHLB advances borrowing capacity of $525.5M in Q4 2025.
How has Tompkins Financial's FHLB advances borrowing capacity changed year-over-year?
Tompkins Financial's FHLB advances borrowing capacity increased by 4.5% year-over-year, from $502.8M to $525.5M.
What is the long-term trend for Tompkins Financial's FHLB advances borrowing capacity?
Over 5 years (2020 to 2025), Tompkins Financial's FHLB advances borrowing capacity has grown at a -24.2% compound annual growth rate (CAGR), from $2.1B to $525.5M.
What does FHLB advances borrowing capacity mean?
This metric quantifies the remaining borrowing capacity available to the bank under its established Federal Home Loan Bank credit facilities. It indicates the amount of additional liquidity the institution can tap into if needed for operational or strategic purposes. A robust borrowing capacity is a key indicator of the bank's financial resilience and access to capital.