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Tompkins Financial TMP Advances from FHLB

Advances from FHLB at other companies

Lakeland Financial logo
Lakeland FinancialLKFN
$1.2M
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$689.22M+3,324%
M&T Bank logo
M&T BankMTB

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+24.1%
P/E-6.6×
P/S-0.5×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesLongTerm.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's advances from FHLB?
Tompkins Financial (TMP) reported advances from FHLB of $169.45M in Q4 2025.
How has Tompkins Financial's advances from FHLB changed year-over-year?
Tompkins Financial's advances from FHLB decreased by 68.8% year-over-year, from $543.25M to $169.45M.
What is the long-term trend for Tompkins Financial's advances from FHLB?
Over 5 years (2020 to 2025), Tompkins Financial's advances from FHLB has grown at a -8.6% compound annual growth rate (CAGR), from $265M to $169.45M.
What does advances from FHLB mean?
This metric represents the total outstanding balance of long-term advances borrowed from the Federal Home Loan Bank. These funds are typically used to support long-term asset growth, such as mortgage lending, and to manage interest rate risk. It serves as a key component of the bank's wholesale funding strategy and structural liquidity.