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Tompkins Financial TMP Three months or less

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Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+24.1%
P/E-6.6×
P/S-0.5×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept tmp:TimeDepositMaturitiesThreeMonthsOrLess.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's three months or less?
Tompkins Financial (TMP) reported three months or less of $485.59M in Q4 2025.
What is the long-term trend for Tompkins Financial's three months or less?
Over 2 years (2023 to 2025), Tompkins Financial's three months or less has grown at a 11.1% compound annual growth rate (CAGR), from $393.07M to $485.59M.
What does three months or less mean?
This metric represents the total balance of time deposits scheduled to mature within a three-month period. It serves as a key indicator of short-term liquidity risk and interest rate sensitivity for the bank's deposit base. Monitoring this helps management assess the potential for deposit outflows or the need for repricing in the near term.