United Bankshares UBSI Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 39.9%+5.3pp | 37.5%+1.5pp | 36.4%+1.9pp | 35.2%+0.6pp | 34.6%+0.6pp | |
| Free cash flow margin | 41.2%+1.0pp | 38.9%-3.0pp | 40.7%-3.6pp | 40.8%-0.2pp | 40.2%-0.9pp | |
| Returns | ||||||
| Return on equity | 9.3%+2.0pp | 8.9%+1.2pp | 8.3%+0.8pp | 7.7%+0.2pp | 7.3%-0.2pp | |
| Return on assets | 1.5%+0.3pp | 1.5%+0.2pp | 1.4%+0.1pp | 1.3%+0.1pp | 1.2%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $39.18+5.2% | $38.98+6.0% | $38.36+4.6% | $37.66+4.9% | $37.24+4.7% | |
| Valuation | ||||||
| Market capitalization | $5.77B+16.3% | $5.35B+5.4% | $5.27B+5.1% | $5.18B+18.4% | $4.97B+2.9% | |
| Enterprise value | $4.01B+37.2% | $3.38B+1.6% | $3.3B-9.8% | $3.42B+10.8% | $2.92B-20.4% | |
| Price / earnings | 11.4×-2.0× | 11.5×-2.1× | 12.3×-1.8× | 13.1×+0.9× | 13.4×-0.2× | |
| Price / sales | 4.6×-0.1× | 4.3×-0.6× | 4.5×-0.4× | 4.6×+0.4× | 4.6×0.0× | |
| Price / book | 1.1×+0.1× | 1×0.0× | 1×0.0× | 1×+0.1× | 0.9×-0.1× | |
| EV / sales | 3.2×+0.4× | 2.7×-0.5× | 2.8×-0.7× | 3.1×+0.1× | 2.7×-0.8× | |
| Free cash flow yield | 9%+0.4pp | 9%+0.5pp | 9.1%0.0pp | 8.8%-0.9pp | 8.7%-0.2pp | |
| Earnings yield | 8.7%+1.3pp | 8.7%+1.3pp | 8.2%+1.0pp | 7.6%-0.6pp | 7.5%+0.1pp | |
| Dividend yield | 3.7%-0.4pp | 3.9%0.0pp | 3.9%-0.1pp | 3.9%-0.6pp | 4%0.0pp | |
| PEG ratio | 0.3×— | 0.5×— | 0.6×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do United Bankshares's ratios come from?
- Every ratio is computed from United Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
