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United Community Banks UCB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Truist Financial logo
Truist FinancialTFC
$105.46B
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$43.61B+7.0%
Regions Financial logo
Regions FinancialRF
$40.06B-0.9%
UBS
United BanksharesUBSI
$6.41B-1.1%
BankUnited logo
BankUnitedBKU
$8.94B
International Bancshares logo
International BancsharesIBOC
$4.47B-6.5%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's noninterest-bearing deposits?
United Community Banks (UCB) reported noninterest-bearing deposits of $6.47B in Q1 2026.
How has United Community Banks's noninterest-bearing deposits changed year-over-year?
United Community Banks's noninterest-bearing deposits increased by 3.5% year-over-year, from $6.26B to $6.47B.
What is the long-term trend for United Community Banks's noninterest-bearing deposits?
Over 5 years (2020 to 2025), United Community Banks's noninterest-bearing deposits has grown at a 3.0% compound annual growth rate (CAGR), from $5.39B to $6.25B.
What does noninterest-bearing deposits mean?
This represents customer deposit accounts that do not pay interest, such as standard checking or demand deposit accounts. These deposits are a highly desirable, low-cost source of funding for the bank's lending operations. A higher proportion of these deposits typically enhances the net interest margin by reducing the overall cost of funds.