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United Community Banks UCB Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$23.19B-6.1%
Regions Financial logo
Regions FinancialRF
$7.7B-30.2%
UBS
United BanksharesUBSI
$2.03B-12.4%
BankUnited logo
BankUnitedBKU
$371.61M-13.8%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$321.3M+36.1%
HOM
Home BancSharesHOMB
$815.71M-16.4%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's interest-bearing deposits in banks and other financial institutions?
United Community Banks (UCB) reported interest-bearing deposits in banks and other financial institutions of $316.12M in Q1 2026.
How has United Community Banks's interest-bearing deposits in banks and other financial institutions changed year-over-year?
United Community Banks's interest-bearing deposits in banks and other financial institutions decreased by 27.9% year-over-year, from $438.43M to $316.12M.
What is the long-term trend for United Community Banks's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), United Community Banks's interest-bearing deposits in banks and other financial institutions has grown at a -33.3% compound annual growth rate (CAGR), from $1.46B to $193.17M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.