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United Community Banks UCB Gain (Loss) on Sale of Loans and Leases

Gain (Loss) on Sale of Loans and Leases at other companies

Regions Financial logo
Regions FinancialRF
$12M+33.3%
UMB Financial logo
UMB FinancialUMBF
$706K+55.8%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfLoansAndLeases.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's gain (loss) on sale of loans and leases?
United Community Banks (UCB) reported gain (loss) on sale of loans and leases of $1.89M in Q1 2026.
How has United Community Banks's gain (loss) on sale of loans and leases changed year-over-year?
United Community Banks's gain (loss) on sale of loans and leases increased by 35.6% year-over-year, from $1.4M to $1.89M.
What is the long-term trend for United Community Banks's gain (loss) on sale of loans and leases?
Over 4 years (2021 to 2025), United Community Banks's gain (loss) on sale of loans and leases has grown at a -8.4% compound annual growth rate (CAGR), from $11.27M to $7.92M.
What does gain (loss) on sale of loans and leases mean?
This represents the net gain or loss recognized when the bank sells loans or leases to third parties, such as in the secondary mortgage market. It serves as an indicator of the bank's ability to originate assets at a premium and manage its balance sheet liquidity. Consistent gains suggest effective loan origination and secondary market execution strategies.