Gain (Loss) on Sale of Loans and Leases
Regions Financial Gain (Loss) on Sale of Loans and Leases decreased by 70.0% to $12.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 33.3%, from $9.00M to $12.00M. Over 4 years (FY 2021 to FY 2025), Gain (Loss) on Sale of Loans and Leases shows a downward trend with a -25.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Consistent gains suggest the bank is originating high-quality assets that are valued at a premium in the secondary market.
Detailed definition
This metric measures the profit or loss realized when the bank sells loans or leases from its portfolio to third parties...
Peer comparison
Common in banks that actively manage their balance sheet through loan sales; peers vary based on their 'hold-to-maturity' vs 'sell' strategy.
operating_gain_loss_on_sale_of_loans_and_leasesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $49.00M | $71.00M | $79.00M | $20.00M | $0.00 | $7.00M | $5.00M | $8.00M | $6.00M | $11.00M | $20.00M | $13.00M | $12.00M | $18.00M | $6.00M | $9.00M | $14.00M | $21.00M | $40.00M | $12.00M |
| QoQ Change | — | +44.9% | +11.3% | -74.7% | -100.0% | — | -28.6% | +60.0% | -25.0% | +83.3% | +81.8% | -35.0% | -7.7% | +50.0% | -66.7% | +50.0% | +55.6% | +50.0% | +90.5% | -70.0% |
| YoY Change | — | — | — | — | -100.0% | -90.1% | -93.7% | -60.0% | — | +57.1% | +300.0% | +62.5% | +100.0% | +63.6% | -70.0% | -30.8% | +16.7% | +16.7% | +566.7% | +33.3% |
Gain (Loss) on Sale of Loans and Leases at Other Companies
Frequently Asked Questions
- What is Regions Financial's gain (loss) on sale of loans and leases?
- Regions Financial (RF) reported gain (loss) on sale of loans and leases of $12.00M in Q1 2026.
- How has Regions Financial's gain (loss) on sale of loans and leases changed year-over-year?
- Regions Financial's gain (loss) on sale of loans and leases increased by 33.3% year-over-year, from $9.00M to $12.00M.
- What is the long-term trend for Regions Financial's gain (loss) on sale of loans and leases?
- Over 4 years (2021 to 2025), Regions Financial's gain (loss) on sale of loans and leases has grown at a -25.5% compound annual growth rate (CAGR), from $273.00M to $84.00M.
- What does gain (loss) on sale of loans and leases mean?
- The profit or loss made when selling loans or leases to other parties.