Gain (Loss) On Sales of Loans, Net, Including Transaction Costs
PayPal Holdings, Inc. Gain (Loss) On Sales of Loans, Net, Including Transaction Costs remained flat by 0.0% to -$48.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 49.6%, from -$32.25M to -$48.25M. Over 2 years (FY 2023 to FY 2025), Gain (Loss) On Sales of Loans, Net, Including Transaction Costs shows a downward trend with a 61.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Consistent gains suggest effective loan origination and pricing strategies; losses suggest poor credit quality or unfavorable market conditions.
Detailed definition
Represents the net profit or loss realized from the sale of loan portfolios to third parties, including associated trans...
Peer comparison
Standard metric for banks and fintech companies with lending operations.
other_gain_loss_on_sales_of_loans_net_including_transact_863d61Historical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | -$74.00M | -$129.00M | -$193.00M |
| YoY Change | — | -74.3% | -49.6% |
Gain (Loss) On Sales of Loans, Net, Including Transaction Costs at Other Companies
Frequently Asked Questions
- What is PayPal Holdings, Inc.'s gain (loss) on sales of loans, net, including transaction costs?
- PayPal Holdings, Inc. (PYPL) reported gain (loss) on sales of loans, net, including transaction costs of -$48.25M in Q4 2025.
- How has PayPal Holdings, Inc.'s gain (loss) on sales of loans, net, including transaction costs changed year-over-year?
- PayPal Holdings, Inc.'s gain (loss) on sales of loans, net, including transaction costs decreased by 49.6% year-over-year, from -$32.25M to -$48.25M.
- What is the long-term trend for PayPal Holdings, Inc.'s gain (loss) on sales of loans, net, including transaction costs?
- Over 2 years (2023 to 2025), PayPal Holdings, Inc.'s gain (loss) on sales of loans, net, including transaction costs has grown at a 61.5% compound annual growth rate (CAGR), from -$74.00M to -$193.00M.
- What does gain (loss) on sales of loans, net, including transaction costs mean?
- The net result of selling loan portfolios to other investors.