Where do UMB Financial's ratios come from?

Every ratio is computed from UMB Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

UMB Financial UMBF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	26.5%-0.6pp	27.1%+3.1pp	23.9%-5.5pp	29.4%+1.9pp
Returns
Return on equity	12.6%-0.9pp	13.4%+1.3pp	12.1%-2.7pp	14.9%+3.4pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×-0.1×	0.1×-0.6×	0.7×+0.6×	0.2×+0.1×
Per Share
Book value per share	$104.43+47.8%	$70.66+11.1%	$63.58+16.2%	$54.71-15.2%
Valuation
Market capitalization	$8.74B+58.7%	$5.51B+35.8%	$4.06B+0.5%	$4.04B-21.4%
Price / earnings	12.4×0.0×	12.5×+0.9×	11.6×+2.2×	9.3×-5.2×
Price / sales	3.3×-0.1×	3.4×+0.6×	2.8×0.0×	2.7×-1.3×
Price / book	1.1×-0.5×	1.6×+0.3×	1.3×-0.2×	1.5×-0.1×
Dividend yield	1.6%+0.2pp	1.4%-0.4pp	1.8%0.0pp	1.8%+0.5pp

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Where do UMB Financial's ratios come from?: Every ratio is computed from UMB Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.