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Unum UNM Deferred policy acquisition costs

Deferred policy acquisition costs at other companies

Aflac logo
AflacAFL
$8.98B-1.2%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$1.39B+8.3%
MetLife logo
MetLifeMET
$21.27B+5.5%
Prudential Financial logo
Prudential FinancialPRU
$21.73B+4.5%
Globe Life logo
Globe LifeGL
$7.12B+7.5%
Corebridge Financial logo
Corebridge FinancialCRBG

Segments

By segment

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Colonial Life$1.67B+7.3%
Unum US$1.23B-3.8%
Unum International$75.6M+28.1%

By product

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Voluntary Benefits$628M+1.8%
Individual Disability$463.4M-12.0%
Dental and Vision$13M-1.5%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's deferred policy acquisition costs?
Unum (UNM) reported deferred policy acquisition costs of $2.97B in Q1 2026.
How has Unum's deferred policy acquisition costs changed year-over-year?
Unum's deferred policy acquisition costs increased by 2.8% year-over-year, from $2.89B to $2.97B.
What is the long-term trend for Unum's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Unum's deferred policy acquisition costs has grown at a 4.4% compound annual growth rate (CAGR), from $2.36B to $2.92B.
What does deferred policy acquisition costs mean?
Costs of acquiring new insurance policies that are spread out over the life of the policy.
How do you interpret deferred policy acquisition costs?
An increase suggests high sales activity and growth, while a decrease may indicate lower new business volume or higher amortization.
How does deferred policy acquisition costs compare across companies?
Standard accounting practice for life and disability insurers.