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Unum UNM Colonial Life — Adjusted beginning of year balance

Discontinued — last reported Q4 '25

Similar metrics at other companies

MetLife logo
METWhole and Term Life & Endowments — Adjusted balance
1,535,900,000,000%+11,900,000,000pp
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METVariable Life — Adjusted balance
107,200,000,000%-3,400,000,000pp
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METLong-term Care — Adjusted balance
2,153,400,000,000%+52,000,000,000pp
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METAccident & health insurance — Adjusted balance
1,820,700,000,000%-48,800,000,000pp
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METFixed Annuity — Adjusted balance
1,158,700,000,000%+245,600,000,000pp
General Electric logo
GELife — Beginning balance at locked-in discount rate
$2.53B-53.2%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumOriginalDiscountRateBeforeReinsuranceAfterCashFlowChange.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's colonial life — adjusted beginning of year balance?
Unum (UNM) reported colonial life — adjusted beginning of year balance of $3.84B in Q4 2025.
How has Unum's colonial life — adjusted beginning of year balance changed year-over-year?
Unum's colonial life — adjusted beginning of year balance increased by 1.5% year-over-year, from $3.78B to $3.84B.
What does colonial life — adjusted beginning of year balance mean?
This represents the starting liability balance for the reporting period, adjusted for any retrospective changes in accounting standards or methodology. It provides a consistent baseline for comparing year-over-year changes in reserve levels. It ensures that the current period's financial performance is measured against a comparable historical starting point.