What is Unity Bancorp's gross loans?

Unity Bancorp (UNTY) reported gross loans of $2.6B in Q1 2026.

How has Unity Bancorp's gross loans changed year-over-year?

Unity Bancorp's gross loans increased by 10.9% year-over-year, from $2.35B to $2.6B.

What is the long-term trend for Unity Bancorp's gross loans?

Over 3 years (2020 to 2025), Unity Bancorp's gross loans has grown at a 16.3% compound annual growth rate (CAGR), from $1.62B to $2.54B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Unity Bancorp UNTY Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

PNC Financial ServicesPNC

$360.92B+13.2%

Valley National BankVLY

$50.83B+4.5%

Midland States BancorpMSBI

$4.34B-13.5%

Greene County BancorpGCBC

$1.73B+8.0%

Citizens & NorthernCZNC

$2.38B+25.6%

Other financials

Income statement

See full

Revenue$33.6M+14.5%

Net income$14.3M+23.2%

EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%

Total debt$5.0M+4.2%

Total equity$358.1M+17.0%

Total assets$3.0B+9.4%

Cash flow

See full

Operating cash flow$14.9M-16.4%

CapEx$425.0K+52.3%

Free cash flow$14.5M-17.5%

Valuation

See full

Market cap$581.77M+32.4%

P/E9.6×-0.5×

P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp

FCF margin30.3%—

Returns & leverage

See full

Return on equity18.3%+3.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's gross loans?: Unity Bancorp (UNTY) reported gross loans of $2.6B in Q1 2026.
How has Unity Bancorp's gross loans changed year-over-year?: Unity Bancorp's gross loans increased by 10.9% year-over-year, from $2.35B to $2.6B.
What is the long-term trend for Unity Bancorp's gross loans?: Over 3 years (2020 to 2025), Unity Bancorp's gross loans has grown at a 16.3% compound annual growth rate (CAGR), from $1.62B to $2.54B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.