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Unity Bancorp UNTY Loan Portfolio Expense

Loan Portfolio Expense at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$3.31M+148%
United Community Banks logo
United Community BanksUCB
$2.58M+29.9%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanPortfolioExpense.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's loan portfolio expense?
Unity Bancorp (UNTY) reported loan portfolio expense of $473K in Q1 2026.
How has Unity Bancorp's loan portfolio expense changed year-over-year?
Unity Bancorp's loan portfolio expense increased by 928.3% year-over-year, from $46K to $473K.
What is the long-term trend for Unity Bancorp's loan portfolio expense?
Over 3 years (2022 to 2025), Unity Bancorp's loan portfolio expense has grown at a 19.7% compound annual growth rate (CAGR), from $518K to $888K.
What does loan portfolio expense mean?
This metric represents the direct costs associated with the administration, servicing, and management of the bank's loan portfolio. It includes expenses related to loan processing, documentation, and ongoing portfolio monitoring activities. Monitoring this expense helps assess the operational efficiency of the lending function relative to the size and complexity of the loan book.