When did Usio, Inc. report Q4 2024 earnings?

Usio, Inc. (USIO) reported Q4 2024 earnings on March 26, 2025 after market close.

What were Usio, Inc.'s Q4 2024 revenue and EPS?

Usio, Inc. reported revenue of $20.6M and diluted EPS of $0.02 for Q4 2024.

Did Usio, Inc. beat estimates in Q4 2024?

Revenue missed the consensus estimate of $21.1M by $536.8K. EPS beat the consensus estimate of $0.01 by $0.01.

Where can I find Usio, Inc.'s Q4 2024 SEC filings?

You can read the 10-K periodic report (0001437749-25-009368) directly on SEC EDGAR. The filing index links above go to sec.gov.

Usio, Inc. USIO Q4 2024 Annual earnings

Reported March 26, 2025 · After market close

Revenue$20.6MMiss by $536.8K Diluted EPS$0.02Beat by $0.01

Revenue estimate$21.1M

EPS estimate$0.01

Next report

Aug 5, 2026 (In 3 weeks)

Revenue estimate$23.7M

EPS estimate-$0.01

Financials

Q4 2024

Income statement

See full

Revenue$20.6M+2.1%

Gross profit$5.1M-3.7%

Operating income-$602.8K-15,813%

Net income$628.9K—

EPS (diluted)$0.02+576,460,752,303,423,300%

Balance sheet

See full

Cash & equivalents$8.1M+12.6%

Total debt$3.9M+14.4%

Total equity$19.2M+27.1%

Total assets$107.2M+0.3%

Cash flow

See full

Operating cash flow$1.0M—

CapEx$73.5K-70.3%

Free cash flow$931.7K—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$39.61M+14.5%

Enterprise value$35.42M+14.9%

P/E12×—

P/S0.5×+0.1×

Profitability

See full

Gross margin23.7%-0.2pp

Operating margin-1.8%-3.8pp

Net margin4%+3.5pp

FCF margin3.3%—

Returns & leverage

See full

Return on equity19.3%+16.8pp

Debt / equity0.2×0.0×

Current ratio1.1×0.0×

Segments

By product

See full

Credit Card Revenue$7.2M+5.8%

Output Solutions$5.2M+13.8%

ACH And Complementary Service Revenue$4.6M+16.7%

Prepaid Card Services Revenue$3.0M-24.1%

Prepaid Card Services Interest Revenue$299.2K-40.9%

By segment

See full

Merchant Services$15.4M—

Versus estimates

Revenue

Q1 2026$25.5MBeat by $2.3M Q4 2025$22.2MMiss by $862.0K Q3 2025$21.2MMiss by $1.9M Q2 2025$20.0MMiss by $2.4M Q1 2025$22.0MMiss by $40.4K

Q4 2024$20.6MMiss by $536.8K

Diluted EPS

Q1 2026$0.00Beat by $0.01 Q4 2025-$0.05Miss by $0.06 Q3 2025-$0.02Miss by $0.03 Q2 2025-$0.01In line Q1 2025-$0.01Miss by $0.05

Q4 2024$0.02Beat by $0.01

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Questions, answered.

When did Usio, Inc. report Q4 2024 earnings?: Usio, Inc. (USIO) reported Q4 2024 earnings on March 26, 2025 after market close.
What were Usio, Inc.'s Q4 2024 revenue and EPS?: Usio, Inc. reported revenue of $20.6M and diluted EPS of $0.02 for Q4 2024.
Did Usio, Inc. beat estimates in Q4 2024?: Revenue missed the consensus estimate of $21.1M by $536.8K. EPS beat the consensus estimate of $0.01 by $0.01.
Where can I find Usio, Inc.'s Q4 2024 SEC filings?: You can read the 10-K periodic report (0001437749-25-009368) directly on SEC EDGAR. The filing index links above go to sec.gov.