Current Liabilities
Noninterest-bearing deposits
Wells Fargo & Company Noninterest-bearing deposits increased by 0.1% to $365.71B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $377.44B to $365.71B. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows a downward trend with a -4.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ4 2022
Last reportedQ1 2026
Parent metricDeposits
How to read this metric
Higher levels indicate a lower cost of funds, which generally improves the net interest margin.
Detailed definition
This metric represents the total balance of customer deposits that do not earn interest, typically held in demand deposi...
Peer comparison
A key performance indicator for retail and commercial banks to measure funding cost efficiency.
Metric ID:
fin_deposits_noninterest_bearingHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $504.11B | $529.05B | $527.75B | $529.96B | $515.44B | $494.59B | $458.01B | $434.91B | $402.32B | $384.33B | $360.28B | $356.16B | $348.53B | $370.01B | $383.62B | $377.44B | $370.84B | $366.81B | $365.37B | $365.71B |
| QoQ Change | — | +4.9% | -0.2% | +0.4% | -2.7% | -4.0% | -7.4% | -5.0% | -7.5% | -4.5% | -6.3% | -1.1% | -2.1% | +6.2% | +3.7% | -1.6% | -1.7% | -1.1% | -0.4% | +0.1% |
| YoY Change | — | — | — | — | +2.2% | -6.5% | -13.2% | -17.9% | -21.9% | -22.3% | -21.3% | -18.1% | -13.4% | -3.7% | +6.5% | +6.0% | +6.4% | -0.9% | -4.8% | -3.1% |
| % of Deposits | 35.0% | 36.0% | 35.6% | 35.8% | 36.2% | 35.4% | 33.1% | 31.9% | 29.9% | 28.4% | 26.5% | 25.8% | 25.5% | 27.4% | 28.0% | 27.7% | 27.7% | 26.8% | 25.6% | 25.1% |
| Share Change | — | +1.0pp | -0.4pp | +0.2pp | +0.4pp | -0.8pp | -2.3pp | -1.2pp | -2.0pp | -1.5pp | -1.9pp | -0.8pp | -0.2pp | +1.9pp | +0.5pp | -0.2pp | -0.1pp | -0.8pp | -1.2pp | -0.5pp |
Range$348.53B – $529.96B
CAGR-6.5%
Avg YoY Growth-7.9%
Median YoY Growth-5.6%
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's noninterest-bearing deposits?
- Wells Fargo & Company (WFC) reported noninterest-bearing deposits of $365.71B in Q1 2026.
- How has Wells Fargo & Company's noninterest-bearing deposits changed year-over-year?
- Wells Fargo & Company's noninterest-bearing deposits decreased by 3.1% year-over-year, from $377.44B to $365.71B.
- What is the long-term trend for Wells Fargo & Company's noninterest-bearing deposits?
- Over 5 years (2020 to 2025), Wells Fargo & Company's noninterest-bearing deposits has grown at a -4.8% compound annual growth rate (CAGR), from $467.07B to $365.37B.
- What does noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the depositor.