When did Ameris Bancorp report Q4 2024 earnings?

Ameris Bancorp (ABCB) reported Q4 2024 earnings on January 30, 2025 after market close.

What were Ameris Bancorp's Q4 2024 revenue and EPS?

Ameris Bancorp reported revenue of $290.8M and eps of $1.38 for Q4 2024.

Did Ameris Bancorp beat estimates in Q4 2024?

Revenue beat the consensus estimate of $276.2M by $14.6M. EPS beat the consensus estimate of $1.20 by $0.18.

Where can I find Ameris Bancorp's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000351569-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.

Ameris Bancorp ABCB Q4 2024 Annual earnings

Reported January 30, 2025 · After market close

Revenue$290.8MBeat by $14.6M

EPS$1.38Beat by $0.18

Revenue estimate$276.2M

EPS estimate$1.20

Next report

Oct 26, 2026 (in 3 months)

Revenue estimate$326.7M

EPS estimate$1.68

Financials

Q4 2024

Income statement

See full

Revenue$290.8M+10.8%

Net income$94.4M+43.1%

EPS (diluted)$1.36+43.2%

Balance sheet

See full

Cash & equivalents$1.2B+4.5%

Total debt$53.4M-8.7%

Total equity$3.8B+9.5%

Total assets$26.3B+4.2%

Cash flow

See full

Operating cash flow$130.5M-38.7%

CapEx$4.4M-25.5%

Free cash flow$126.1M-39.1%

Valuation & ratios

Valuation

as of 12/30/24

See full

Market cap$4.32B+18.0%

Enterprise value$3.15B+23.5%

P/E12×-1.6×

P/S3.8×+0.4×

Profitability

See full

Net margin31.4%+6.4pp

FCF margin12.3%-38.8pp

Returns & leverage

See full

Return on equity10%+1.9pp

Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$317.8MMiss by $6.0M Q1 2026$314.4MBeat by $5.0M Q4 2025$309.9MMiss by $486.9K Q3 2025$305.3MMiss by $999.5K Q3 2025$300.7MMiss by $4.5M Q1 2025$285.9MBeat by $9.0M

Diluted EPS

Q2 2026$1.60Miss by $0.06 Q1 2026$1.63Beat by $0.09 Q4 2025$1.59Beat by $0.03 Q3 2025$1.53Beat by $0.06 Q3 2025$1.17Miss by $0.18 Q1 2025$1.28Beat by $0.13

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Questions, answered.

When did Ameris Bancorp report Q4 2024 earnings?: Ameris Bancorp (ABCB) reported Q4 2024 earnings on January 30, 2025 after market close.
What were Ameris Bancorp's Q4 2024 revenue and EPS?: Ameris Bancorp reported revenue of $290.8M and eps of $1.38 for Q4 2024.
Did Ameris Bancorp beat estimates in Q4 2024?: Revenue beat the consensus estimate of $276.2M by $14.6M. EPS beat the consensus estimate of $1.20 by $0.18.
Where can I find Ameris Bancorp's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000351569-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.