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Ameris Bancorp ABCB Banking Division — Salaries and employee benefits

Other segment segments

Retail Mortgage
$21.49M-11.8%
Premium  Finance  Division
$2.87M+22.9%
Warehouse Lending
$468K-24.3%

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555
Data processing and communications expenses14,0411,3025916915,571
Other expenses(1)110,93311,587184390123,094
Total noninterest expense203,46535,0677183,464242,714

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's banking division — salaries and employee benefits?
Ameris Bancorp (ABCB) reported banking division — salaries and employee benefits of $66.67M in Q2 2026.
How has Ameris Bancorp's banking division — salaries and employee benefits changed year-over-year?
Ameris Bancorp's banking division — salaries and employee benefits increased by 7.5% year-over-year, from $62M to $66.67M.
What is the long-term trend for Ameris Bancorp's banking division — salaries and employee benefits?
Over 4 years (2021 to 2025), Ameris Bancorp's banking division — salaries and employee benefits has grown at a 12.2% compound annual growth rate (CAGR), from $157.08M to $248.6M.
What does banking division — salaries and employee benefits mean?
This represents the total compensation costs, including wages, bonuses, and benefits, for personnel within the banking segment. As a major component of operating costs, it reflects the bank's investment in human capital and labor efficiency.

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