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Ameris Bancorp ABCB Warehouse Lending — Salaries and employee benefits

Other segment segments

Banking Division
$66.25M+5.6%
Retail Mortgage
$21.91M+4.4%
Premium  Finance  Division
$2.66M+13.3%

Similar metrics at other companies

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SOFILending — Compensation and benefits, inclusive of share-based compensation expense
$52.25M+45.6%
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LADRLoans — Compensation and employee benefits
$0
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NNILoan Servicing and Systems (LSS) — Salaries and benefits
$67.62M-2.8%
Rithm Capital logo
RITMCommercial Real Estate — Interest expense and warehouse line fees
$58.46M
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RITMResidential Transitional Lending — Interest expense and warehouse line fees
$35.66M+12.5%
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RITMResidential Transitional Lending — Compensation and benefits
$20.82M+44.7%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's warehouse lending — salaries and employee benefits?
Ameris Bancorp (ABCB) reported warehouse lending — salaries and employee benefits of $544K in Q1 2026.
How has Ameris Bancorp's warehouse lending — salaries and employee benefits changed year-over-year?
Ameris Bancorp's warehouse lending — salaries and employee benefits decreased by 1.4% year-over-year, from $552K to $544K.
What is the long-term trend for Ameris Bancorp's warehouse lending — salaries and employee benefits?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — salaries and employee benefits has grown at a 19.3% compound annual growth rate (CAGR), from $1.13M to $2.29M.
What does warehouse lending — salaries and employee benefits mean?
This represents the total compensation costs, including salaries, bonuses, and benefits, for personnel dedicated to the warehouse lending segment. It serves as a measure of the human capital investment required to operate and grow this specific business line. Tracking this helps evaluate the operational efficiency and labor intensity of the segment.