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Ameris Bancorp ABCB Data processing and equipment

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Segments

By segment

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Banking Division$14.04M+1.6%
Retail Mortgage$1.3M-6.4%
Premium  Finance  Division$169K+85.7%
Warehouse Lending$59K0.0%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Occupancy and equipment12,55511,40124,18022,078
Advertising and marketing3,4523,7456,7486,628
Amortization of intangible assets3,1144,0766,5078,179
Data processing and communications expenses15,57115,36632,36430,221
Legal and other professional fees6,8664,38011,8988,082
Credit resolution-related expenses7986571,3071,422
FDIC insurance3,2872,7496,2245,988
Loan servicing expense7,2057,89714,58515,720

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's data processing and equipment?
Ameris Bancorp (ABCB) reported data processing and equipment of $15.57M in Q2 2026.
How has Ameris Bancorp's data processing and equipment changed year-over-year?
Ameris Bancorp's data processing and equipment increased by 1.3% year-over-year, from $15.37M to $15.57M.
What is the long-term trend for Ameris Bancorp's data processing and equipment?
Over 4 years (2021 to 2025), Ameris Bancorp's data processing and equipment has grown at a 8.0% compound annual growth rate (CAGR), from $45.98M to $62.52M.
What does data processing and equipment mean?
Operating expenses related to the maintenance, development, and support of the bank's information technology infrastructure, software, and data processing systems. This reflects the bank's investment in digital banking capabilities, cybersecurity, and operational efficiency. It is a key indicator of the bank's commitment to technological modernization.

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