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American Coastal Insurance Corporation ACIC Loss and loss expenses incurred related to current year

Loss and loss expenses incurred related to current year at other companies

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Essent GroupESNT
$73.42M+48.3%
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Employers HoldingsEIG
$137.03M+14.1%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$0
Everest Group logo
Everest GroupEG
$73M-49.7%
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Biglari Holdings Inc.BH
$18.76M+4.3%
W.R. Berkley logo
W.R. BerkleyWRB
$1.74B+9.7%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:SecSchedule1218SupplementalInformationPropertyCasualtyInsuranceUnderwritersCurrentYearClaimAndClaimAdjustmentExpense.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's loss and loss expenses incurred related to current year?
American Coastal Insurance Corporation (ACIC) reported loss and loss expenses incurred related to current year of $12.97M in Q4 2025.
How has American Coastal Insurance Corporation's loss and loss expenses incurred related to current year changed year-over-year?
American Coastal Insurance Corporation's loss and loss expenses incurred related to current year decreased by 29.0% year-over-year, from $18.26M to $12.97M.
What is the long-term trend for American Coastal Insurance Corporation's loss and loss expenses incurred related to current year?
Over 2 years (2023 to 2025), American Coastal Insurance Corporation's loss and loss expenses incurred related to current year has grown at a -6.5% compound annual growth rate (CAGR), from $59.37M to $51.87M.
What does loss and loss expenses incurred related to current year mean?
Measures the total losses and loss adjustment expenses incurred specifically from claims originating within the current fiscal year. This metric is a primary indicator of underwriting performance and the immediate profitability of policies written during the period. It helps analysts assess the adequacy of current pricing models relative to actual claim experience.