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ACNB ACNB Time deposits

Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
Home Bancorp logo
Home BancorpHBCP
$256.86M+12.5%
Old National Bancorp logo
Old National BancorpONB
$9.92B+36.7%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.98B+14.6%
Amerant Bancorp logo
Amerant BancorpAMTB
$2.05B-5.3%
CNB Financial logo
CNB FinancialCCNE

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's time deposits?
ACNB (ACNB) reported time deposits of $488.56M in Q1 2026.
How has ACNB's time deposits changed year-over-year?
ACNB's time deposits increased by 2.4% year-over-year, from $477.13M to $488.56M.
What is the long-term trend for ACNB's time deposits?
Over 5 years (2020 to 2025), ACNB's time deposits has grown at a -1.0% compound annual growth rate (CAGR), from $476.66M to $452.93M.
What does time deposits mean?
Time deposits represent customer funds held in certificates of deposit or similar accounts with a specified maturity date and fixed interest rate. These deposits provide the bank with predictable, longer-term funding compared to demand accounts. They are a key indicator of the bank's interest rate risk management and its reliance on term-based funding sources.