What is ACNB's revenue?

ACNB (ACNB) generated $198.9M in revenue over the trailing twelve months, up 44.0% year over year.

ACNB reported $51.0M in net income over the trailing twelve months, a 25.7% net margin.

What is ACNB's earnings per share?

ACNB's diluted EPS over the trailing twelve months is $4.89.

Where does ACNB's income statement data come from?

Every line is extracted from ACNB's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

ACNB ACNB Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net interest income after provision for credit losses	$129.36M+9.3%	$118.36M+10.7%	$106.88M+12.7%	$94.84M+8.4%	$87.46M+1.3%
Total noninterest income	$29.7M+3.8%	$28.61M-4.9%	$30.08M+5.5%	$28.5M+8.6%	$26.25M+6.1%
Total interest income	$169.15M+3.6%	$163.21M+10.5%	$147.74M+11.5%	$132.49M+12.5%	$117.78M+9.6%
Total revenue	$198.85M+3.7%	$191.82M+7.9%	$177.82M+10.5%	$160.99M+16.6%	$138.12M+14.2%
Total interest expense (banking)	$1.91M+16.4%	$1.64M+41.3%	$1.16M+36.3%	$851K+4.5%	$814K-5.2%
Compensation and benefits	$53.95M+2.2%	$52.78M+5.4%	$50.06M+4.5%	$47.89M+7.3%	$44.62M+3.9%
Occupancy and equipment	$5.27M+1.8%	$5.18M+2.9%	$5.03M+5.7%	$4.76M+6.4%	$4.47M+7.5%
Professional fees	$2.76M+3.8%	$2.66M+6.7%	$2.49M+7.7%	$2.32M+10.2%	$2.1M-1.8%
Depreciation and amortization	——	——	——	——	——
Provision for credit losses	$420K-0.7%	$423K+118%	-$2.3M+3.4%	-$2.38M+1.4%	-$2.41M+1.0%
Acquisition and integration costs	$2.69M-74.9%	$10.72M-2.8%	$11.03M-8.1%	$12M+19.1%	$10.08M+393%
Other operating expenses	$12.19M+2.9%	$11.85M+11.2%	$10.66M+7.4%	$9.92M+18.4%	$8.38M+5.1%
Total noninterest expense	$94.8M-5.7%	$100.52M+5.3%	$95.45M+4.5%	$91.33M+10.9%	$82.36M+16.5%
Interest expense	$40.64M+1.3%	$40.12M+10.3%	$36.39M+12.5%	$32.33M+16.8%	$27.67M+16.0%
Interest income	$1.29M-0.5%	$1.3M+7.4%	$1.21M+7.2%	$1.13M+5.5%	$1.07M+10.3%
Other income (expense), net	$128.52M+4.4%	$123.09M+10.5%	$111.35M+11.2%	$100.16M+11.2%	$90.11M+7.8%
Net investment gains (losses)	-$3.49M+1.4%	-$3.54M-16,168%	$22K0.0%	$22K—	$0-100%
Income before income taxes	$64.27M+38.3%	$46.45M+11.9%	$41.51M+29.7%	$32.01M+2.1%	$31.34M-22.5%
Income tax expense	$13.24M+40.8%	$9.4M+8.5%	$8.67M+26.9%	$6.83M+4.5%	$6.54M-23.7%
Net income	$51.03M+37.7%	$37.05M+12.8%	$32.84M+30.5%	$25.18M+1.5%	$24.81M-22.1%
Net margin	25.7%+6.3pp	19.3%+0.8pp	18.5%+2.8pp	15.6%-2.3pp	18%-8.4pp
Diluted earnings per share	$4.89+38.1%	$3.54+8.3%	$3.27+21.6%	$2.69-7.2%	$2.90-22.3%
Basic earnings per share	$4.90+38.0%	$3.55+7.9%	$3.29+21.4%	$2.71-7.2%	$2.92-22.1%
Weighted-average shares, diluted	41.6M+1.3%	41.1M+4.5%	39.3M+5.1%	37.4M+5.5%	35.4M+3.8%
Weighted-average shares, basic	41.5M+1.3%	40.9M+4.5%	39.2M+5.1%	37.3M+5.5%	35.3M+3.9%
Fee income	$9.46M-0.2%	$9.48M-2.3%	$9.71M-2.4%	$9.95M+1.6%	$9.79M+0.3%
Other taxes and duties	$1.9M+2.7%	$1.85M+10.7%	$1.67M+13.7%	$1.47M-8.5%	$1.6M+10.9%
Gain on retained interest in Sandisk	$9K-70.0%	$30K+1,600%	-$2K-112%	$17K+13.3%	$15K+267%
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——	——
Adjustments To Additional Paid In Capital Share Based Compensation Restricted Stock Units Requisite Service Period Recognition	——	——	——	——	——
Amortization of capitalized software and acquired intangible assets	$4.46M+4.7%	$4.26M+24.1%	$3.43M+31.7%	$2.61M+46.4%	$1.78M+43.1%
Bank Owned Life Insurance Income	$2.75M+6.1%	$2.59M+9.7%	$2.36M+6.7%	$2.22M+6.4%	$2.08M+5.2%
Lease obligation incurred	——	——	——	$729K+298%	$183K—
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——	——
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months	——	——	——	——	——
Dividends declared (in dollars per share)	——	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——	——
Total net securities (losses)	-$3.49M+1.4%	-$3.54M-16,168%	$22K0.0%	$22K—	$0-100%
Debt Securities, Available-for-Sale, Realized Loss	——	——	——	——	——
Deferred taxes	——	——	$11.73M+64.1%	$7.15M+297%	$1.8M+131%
Defined Benefit Plan, Expected Return (Loss) on Plan Assets	——	——	——	——	——
Interest cost	——	——	——	——	——
Defined Benefit Plan, Net Periodic Benefit Cost (Credit)	——	——	——	——	——
Service cost	——	——	——	——	——
Dividends, Common Stock, Cash	——	——	——	——	——
Equipment	$9.8M+3.4%	$9.48M+0.3%	$9.45M+6.8%	$8.84M+12.3%	$7.87M+7.5%
Fair Value Of Assets Acquired	——	——	——	——	$877.56M—
FDIC and regulatory	$1.79M+2.3%	$1.75M+7.4%	$1.63M+6.0%	$1.54M+6.0%	$1.45M+1.8%
Allowance for credit losses for acquired credit deteriorated receivables	——	——	——	——	——
Recoveries	——	——	——	——	——
Account balance, modified and subsequent default	——	——	——	——	——
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	$33K-38.9%	$54K-64.9%	$154K—	——	——
Financing Receivable, Revolving, Writeoff	$246K+7.0%	$230K+4.5%	$220K—	——	——
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	$0—	$0-100%	$1K—	$0-100%	$1K0.0%
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	$18K0.0%	$18K+20.0%	$15K0.0%	$15K+200%	$5K—
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	$33K0.0%	$33K—	$0—	$0—	$0—
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	$63K+3.3%	$61K—	——	——	——
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	$27K0.0%	$27K-60.9%	$69K+188%	$24K-42.9%	$42K0.0%
Gain on life insurance proceeds	$205K-28.1%	$285K0.0%	$285K0.0%	$285K+12.2%	$254K—
Gain (Loss) on Sale of Assets and Asset Impairment Charges	——	——	——	——	$0—
Net gains/(losses) on sales of loans	$5.64M+7.0%	$5.27M+31.7%	$4M+51.0%	$2.65M+139%	$1.11M+268%
Gain (Loss) on sales of Loans, Property and foreclosed real estate	——	——	——	——	——
Income Tax Paid Federal Before Refund Received	——	——	——	——	——
Income Tax Paid State And Local Before Refund Received	——	——	——	——	——
Increase Decrease In Accrued Interest Receivable Net	——	——	——	——	$664K+509%
Net decrease in demand, savings, interest checking, and money market investment deposit accounts	——	——	——	——	——
Increase Decrease In Interest Payable Net	——	——	——	-$891K-640%	$165K-78.8%
Increase (Decrease) in Other Operating Assets	-$5.57M+13.1%	-$6.41M—	——	——	——
Other liabilities	——	——	——	——	——
Increase (Decrease) in Time Deposits	——	——	——	——	——
Interest and Dividend Income, Operating	$169.15M+3.6%	$163.21M+10.5%	$147.74M+11.5%	$132.49M+12.5%	$117.78M+9.6%
Tax-exempt	$1.32M+3.6%	$1.28M+4.4%	$1.22M+1.1%	$1.21M+0.3%	$1.21M-2.2%
Taxable	$147.11M+3.2%	$142.49M+10.9%	$128.49M+12.1%	$114.63M+13.8%	$100.75M+11.3%
Interest Expense Domestic Deposits	$27.09M+1.5%	$26.7M+13.9%	$23.43M+19.1%	$19.67M+30.9%	$15.03M+34.3%
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term	$11.64M-1.2%	$11.78M-0.1%	$11.8M-0.1%	$11.81M-0.2%	$11.83M+0.2%
Interest Income (Expense), after Provision for Loan Loss	$129.36M+9.3%	$118.36M+10.7%	$106.88M+12.7%	$94.84M+8.4%	$87.46M+1.3%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$41.54M+5.2%	$39.49M+10.9%	$35.61M+13.2%	$31.47M+23.5%	$25.49M+10.4%
Loan to value ratio requirement (no greater than)	——	——	——	——	——
Net accretion of purchase accounting adjustments	——	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$60.45M+39.5%	-$99.9M-16.6%	-$85.71M+28.3%	-$119.6M-85.9%	-$64.35M-5.7%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	——	——	——	$107.17M+4,314%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$79.31M+47.9%	$53.64M+15.1%	$46.59M+26.1%	$36.95M+33.8%	$27.62M-30.6%
Common shares issued	——	——	——	——	——
Noninterest Expense	$94.8M-5.7%	$100.52M+5.3%	$95.45M+4.5%	$91.33M+10.9%	$82.36M+16.5%
Number of reportable segments	——	——	——	——	——
Number of community banking office locations, ACNB	——	——	——	——	——
SECURITIES: Amortization of unrealized losses on securities transferred to held to maturity, income taxes	——	——	——	——	——
OCI, Debt Securities, Held-to-Maturity, Transfer from Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, After Tax	——	——	——	——	——
Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Net Of Tax	——	——	——	——	——
Other Comprehensive Income Defined Benefit Plans Net Unamortized Gain Loss Arising During Period Tax	——	——	——	——	——
Unrealized gains (losses) on available-for-sale securities	——	——	——	——	——
Net gains (losses) deferred	——	——	——	——	——
Tax on unrealized gain on derivative hedge agreements	——	——	——	——	——
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Reclassification After Tax	——	——	——	——	——
Unrealized gains (losses) on hedge instruments	——	——	——	——	——
Tax expense on reclassification of realized net derivative loss to net income	——	——	——	——	——
Other comprehensive income (loss)	——	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——	——
Tax expense (benefit) of other comprehensive income (loss), reclassification adjustment from AOCI for sale of securities	——	——	——	——	——
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	——	——	——	——	——
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	——	——	——	——	——
Net unrealized gains (losses) on securities still held	——	——	——	——	——
Other Depreciation and Amortization	$6.96M+3.3%	$6.74M+17.3%	$5.74M+21.5%	$4.73M+27.3%	$3.71M+22.4%
Other Interest And Dividend Income	$3.72M-2.3%	$3.81M+8.4%	$3.51M+16.3%	$3.02M+5.1%	$2.87M+1.5%
Other noninterest expense	——	——	——	——	——
Payments For Origination Of Mortgage Loans Held For Sale	$210.45M+8.1%	$194.62M+37.7%	$141.33M+57.9%	$89.5M+135%	$38.02M+190%
Payments for (Proceeds from) Federal Home Loan Bank Stock	——	——	——	——	——
Payments For Proceeds From Loans And Leases	——	——	——	$16.59M+65.3%	$10.04M-82.6%
Payments for Repurchase of Common Stock	$11.62M+4.1%	$11.16M—	——	——	——
Payments of Ordinary Dividends, Common Stock	$14.94M+3.9%	$14.38M+9.1%	$13.18M+6.6%	$12.37M+7.2%	$11.54M+7.7%
Payments to Acquire Debt Securities, Available-for-Sale	$162.53M-11.2%	$182.98M+95.4%	$93.63M+21.7%	$76.93M+26.0%	$61.06M—
Payments to Acquire Businesses, Net of Cash Acquired	——	——	——	——	-$36.21M—
Payments to Acquire Property, Plant, and Equipment	——	——	——	——	$1.54M+60.5%
Proceeds from calls	——	——	——	——	——
Proceeds from Issuance of Common Stock	$640K-0.3%	$642K+14.2%	$562K+10.8%	$507K+24.0%	$409K-3.5%
Debt issued (Note 13)	$15M—	$0—	——	——	——
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$1.63M-1.2%	$1.65M-1.4%	$1.68M+142%	$693K-2.9%	$714K-1.8%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$61.05M+6.2%	$57.5M+7.1%	$53.69M-2.0%	$54.81M+30.0%	$42.15M-5.7%
Proceeds from (Repayments of) Short-Term Debt	——	——	——	——	——
Sale of investments	$93.65M-44.7%	$169.34M—	——	——	——
Proceeds from sales	——	——	——	——	——
Proceeds From Sale Of Loans Held For Sale	$222.35M+20.4%	$184.65M+30.0%	$142.07M+57.8%	$90.01M+197%	$30.31M+129%
Expected sale proceeds	——	——	——	——	——
Total provisions for credit losses	-$782K-115%	$5.26M—	——	——	——
Provision (benefit) for other credit losses	——	——	——	——	——
Recognition of operating lease right of use assets	——	——	——	$729K+298%	$183K—
Repayments of Long-Term Debt	——	——	——	——	$40.19M—
Restricted Stock Expense	——	——	——	——	——
Reversal of provision for credit losses and unfunded commitments	——	——	——	——	——
Reversal of provision for credit losses and unfunded commitments	——	——	——	——	——
Property, plant, and equipment additions	——	——	——	——	——
New issues (in shares)	——	——	——	——	——
Stock Issued During Period Value Acquisitions	——	——	——	——	——
Issuance of common stock in connection with the Spin-Off and reclassification of net parent investment	——	——	——	——	——
Issuance of vested restricted stock units	——	——	——	——	——
Treasury stock, value, acquired	——	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	——	——	——	——	——

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Questions, answered.

What is ACNB's revenue?: ACNB (ACNB) generated $198.9M in revenue over the trailing twelve months, up 44.0% year over year.
Is ACNB profitable?: ACNB reported $51.0M in net income over the trailing twelve months, a 25.7% net margin.
What is ACNB's earnings per share?: ACNB's diluted EPS over the trailing twelve months is $4.89.
Where does ACNB's income statement data come from?: Every line is extracted from ACNB's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.