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Time deposits at other companies

Union Bankshares logo
Union BanksharesUNB
$275.3M+3.5%
National Bankshares logo
National BanksharesNKSH
$314.94M+5.5%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$473.86M-9.2%
Home Bancorp logo
Home BancorpHBCP
$256.86M+12.5%
Financial Institutions logo
Financial InstitutionsFISI
$1.66B+2.1%
Center Bancorp logo
Center BancorpCNOB
$3.01B+18.1%

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s time deposits?
Affinity Bancshares, Inc. (AFBI) reported time deposits of $223.32M in Q1 2026.
How has Affinity Bancshares, Inc.'s time deposits changed year-over-year?
Affinity Bancshares, Inc.'s time deposits decreased by 9.5% year-over-year, from $246.7M to $223.32M.
What is the long-term trend for Affinity Bancshares, Inc.'s time deposits?
Over 5 years (2020 to 2025), Affinity Bancshares, Inc.'s time deposits has grown at a 11.3% compound annual growth rate (CAGR), from $131.63M to $225.18M.
What does time deposits mean?
Time deposits, such as certificates of deposit, are interest-bearing accounts with a fixed maturity date and specific interest rate. They provide the bank with predictable, longer-term funding compared to demand deposits. Investors analyze these to understand the bank's reliance on fixed-rate funding and its interest rate risk profile.